Today, tens of thousands of people are considering starting a startup business, and for good reasons. On average, people can expect to have two and three careers during their work life. Those leaving one career often think about their second or third career move being to their own home. People who have been part of the traditional work force and are on the verge of retiring from that life are thinking of what to do next. The good news: Starting a new business does not need money in the first step in order to start, money is in the third or fourth step. Start with The other good news: Starting a new business is within the reach of almost anyone who wants to take a risk and work hard, and quit from the daily routine.